New Delhi: Serving and managing the money of over a billion people is never an easy task. From providing plain vanilla banking services, the banks in the country have gradually transformed themselves into universal banks. ATMs, Internet banking, mobile banking and social banking, have all changed the face of the Indian banking industry. Given the kind of growth and investments are needed to pull 500 million people out of poverty, Indian banks have a crucial role to play — both in financing the real economy and also ensuring affirmative action plans. No doubt, banks have expanded considerably in the last few decades and more people have been brought into the banking fold. But still a lot has to be done before making the banking system uniform across the country. Here in this list we are showing you how banks have performed despite the looming concerns:(Source: The Business Today-KPMG Best Bank 2013 study)HDFC is the winner in large banks category.Overall score: 2,293.13Yes bank is the winner in mid-sized bank category.Overall score: 1,728.78J P Morgan Chase is the overall winner in small banks category.Overall score: 458.56Bank of America is the winner in quality of assets category (small banks).Overall score: 400.06Bank of Tokyo - Mitsubishi UFJ is the winner in growth (small bank) category.Overall score: 382.06IDBI Bank is the winner in productivity and efficiency category (large bank).Overall score: 1,742.13Deutsche Bank India is the winner in quality of assets (mid-sized bank) category.Overall score: 1,366.46Bank of Nova Scotia is the winner in productivity and efficiency category.Overall score: 387.81Axis Bank is the winner in consistent performer category (large bank).Overall score: 2,248.25HSBC India is the winner in quality of assets category (large bank).Overall score: 1,430.25