Low-light shots
The Lumia is the most consistent of the three at getting good night and indoor shots. Friends have marvelled at photos I've taken in bars without the flash.
Using a technique called oversampling, the Lumia squeezes 38MP worth of data into a 5MP image, a size more manageable for sharing. What that also does is combine the small amount of light from multiple pixels into one, resulting in better lighting. An image stabilizer compensates for shaky hands.