Aadhaar making huge impact
The Survey states that the “Aadhaar Act, 2016 has enabled creation of pathways for the benefits of growth to reach the bottom of socio-economy ladder.” The Survey states that the Pradhan Mantri Jan Dhan Yojana(PMJDY) and Jan Dhan, Aadhar, Mobile (JAM) trinity further secured Direct Benefit Transfers (DBT) of over 7.3 lakh crore rupees under various schemes like Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS), National Social Assistance Program(NSAP), Pradhan Mantri Awas Yojna-Gramin(PMAY-G), Pradhan Mantri Ujjwala Yojana(PMUY) etc,. Presently 55 central ministries through 370 cash-based schemes are transferring benefits under the DBT mechanism.