Modi government has been criticized for following reasons:
1. Talking about policies, the Congress accuses the government of simply following up UPA's policies. To a certain extend, it does seem like giving old things in new packages. The BJP was against FDI while they were in Opposition. They held protests and disrupted the Parliament session against UPA's proposal. But of late they have taken a complete u-turn by inviting FDI in railways, defense and insurance. Similarly the UPA government had launched a subsidy scheme on the basis on Aadhar card. Through this it was mandatory to open bank accounts. The NDA government has apparently taken out a new version of the Aadhar Card in the form of Jan Dhan Yojna.